Maryland Motorcycle Accident Lawyers

In seeking medical care after an accident, typically, your healthcare coverage comes first. Then, some payout from your auto insurance policy can cover some.

When filing your personal injury case, it is common to seek payment for medical expenses you have already had to pay or what you need to pay. These expenses, after all, are attributed to the accident you were involved in.

When your personal injury case is finalized, the damages awarded will include this payout for medical expenses. This is a compensatory damage commonly sought after during personal injury cases.

This pay can cover current and future assessed medical expenses if the injuries you’ve sustained from the accident require invasive, follow-up care.

Remember that filing claims with your insurance, just like filing a personal injury claim against another party, has a statute of limitations. That means that you must file your claim within a certain amount of time for it to be considered.

Typically, once you file a claim with your auto insurance, you can have your damages assessed. Those assessments are then given to your insurance company, and they can tell you what will be covered and what you will pay out of pocket based on policy.

It is important to remember that your insurance company may not cover all or some of the damages sustained in your motorcycle accident. You must stay vigilant and possibly retain a lawyer if you feel your insurance company is giving you the run-around.

You must report accidents to your insurance company. Not reporting an accident paints a negative view of your overall character. It is always best to be forthcoming with information and details.

Regardless of fault, your insurance company investigates based on what you have told them. They will reach out to the other party’s insurance company to get even more information and then decide what is covered for you and what is not.

Keep in mind that your insurance company, though designated to have your best interest in mind, is still a for-profit company. If you feel the compensation or lack thereof is unjust, seeking legal counsel would be a good idea.

Remember, checking your insurance policy is always crucial. The first thing you want to do is work with what you know, then work on what you don’t. Checking your insurance policy everytime you renew doesn’t cost you anything.

When an accident initially occurs, calling and filing a claim with your insurance company is the first step. They can also walk you through your policy regarding what is covered and what isn’t.

If you have coverage for the total loss of your vehicle, you can get back to working relatively quickly. Your policy may cover car rental in the meantime of securing another vehicle.

Your car’s value may drop after an accident due to the types of repairs that need to be made. If you sustained heavy body damage but very little underlying damage, your car’s value may be the same or even go up depending on a replacement and kind.

However, it is always possible that your car can be repaired for a short-term fix, but the damage you sustained may mean getting a new car. A good insurance claim attorney can help you to prove this to your insurance company. There is the possibility of your insurance company covering the cost of acquiring a new vehicle.

If you aren’t reimbursed for your out-of-pocket expenses, first and foremost, talk to your insurance company to find out why. Remember, you may have some coverage but not full coverage for certain things. They should be documenting all of your correspondence and decisions they have come to.

Seeking legal representation would be a good step towards remedying your situation. Your insurance company has to have a good reason not to reimburse you or deny you some coverage listed in your policy.

Otherwise, your company is operated in “bad faith,” meaning they are not helping you to the best of their ability, and you could have a strong case against them.